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403b match limit with ER match at diff date
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Lawson S3 HR/Payroll/Benefits
403b match limit with ER match at diff date
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dra2325
Basic Member
Posts: 6
7/6/2016 6:00 PM
Hello. We currently administer our 403b by having two different BN15 plans. I would like to combine into one since there is quite a bit of manual and process upkeep to having two plans. Is there a way to set up as Match Limit type 07, but have the system determine a different Employer deduction start date than the Employee deduction start date? We allow employees to enroll immediately upon hire; they are not employer match elig until they have reached one year of service then the following 1st of the month. So an example would be a new hire enrolling in the pay period of their hire with their own contribution deduction starting right away but the Employer Match deduction doesn't kick in until 08/01/17. I think I have to set it up as type 07 because we have two different match structures with different percentages; employees fall into either employee GroupA or employee GroupB and their match percentage would be different. Any ideas are appreciated!
Margie Gyurisin
Veteran Member
Posts: 538
7/6/2016 6:42 PM
We have our match in one plan. If it is simply after one YOS, that would be simple. Running the BN102 should change the enrollment at the 1 year mark. The first of month following may be problematic. You could experiment with re-enrolment rules or run the BN102 at the end of the month so even though the deduction start would be 8/15, the system would pick it up 09/01. It could also be a candidate for an enhancement request.
My quick thoughts.
dra2325
Basic Member
Posts: 6
7/8/2016 1:25 PM
Thank you so much for sharing.
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